Meet Agnes Ng
What if zero wasn't the end, but the beginning of something extraordinary?
That question is at the heart of Agnes' philosophy:
Zero Isn't Zero.
Life can change in an instant. Whether it's loss, uncertainty, financial setbacks or unexpected transitions, Agnes believes that our lowest moments don't define us—they can become the starting point for new possibilities.
As the founder of The F Expert, Agnes helps individuals, organisations and communities navigate life's challenges through four powerful pillars: Finance, Fulfilment, Freedom and Forgiveness.
An inspiring keynote speaker, author, coach and workshop facilitator, Agnes combines authentic storytelling with practical strategies to empower people to build resilience, strengthen financial confidence and embrace a life of purpose and fulfilment.
Whether she's speaking on stage, facilitating workshops, coaching individuals or championing She Matters Too, Agnes' mission is simple:
To help people discover that Zero Isn't Zero—it's where hope begins, possibilities emerge, and extraordinary journeys unfold.
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She Matters Too
Dedicated to supporting mothers of children with additional needs, the She Matters Too card presents a compassionate, community-focused initiative. The brief homepage overview highlights how the program provides essential resources, encouragement, and a supportive network so these mothers feel seen and valued. The call-to-action button invites users to